Super Jumbo Rates as low as 4.95% FIXED for 5 years.

High Net Worth Mortgage Services

• Financing from $1 Million to $50 Million+
• Up to 75% Loan to Value Ratios
• Close as quickly as 17 days
• Net worth driven, no or low FICO credit score OK!!!
• Flexible Income Documentation Options
• Must have reasonable reserves for income level
• Specializing in Complex Transactions
• Discreet Asset, No Money Down
• Purchase, Rate & Term Refinance, Cash-Out Refinance
• No Prepayment Penalty
• Finance properties vested in Trust, Partnership, LLC, or Corporation
• Primary Residence & Second Homes OK
• Trust Fund & Passive Income OK
• Business/Self-Employed OK
• Luxury & Unique Properties OK
• Vacation & Rental Property OK
• Non-USA National Investors OK
• Construction Loans available at PRIME MINUS
• Hybrid Fixed Option Arms available
  

Fill out the form on the left for a FREE no obligation quote or feel free to contact us at (310) 878-2318. Be sure to ask us about our Super Jumbo rates below 5% fixed for 5 years!

Super Jumbo Loans & Multi Million Dollar Mortgages

Purchase or Refinance Multi Million Dollar Real Estate with Ease

Borrow $1 Million to $50 Million or More & Receive Personalized Service in a Super Jumbo Mortgage Program

Super Jumbo Mortgages are defined broadly as mortgages ranging from $1 Million to $50 Million or more. Banks deem these loans "non-conforming", however these multi million dollar loans are necessary to allow the self employed, business owners, and high net worth individuals to purchase, invest in and refinance to pull profits out of residential property without substantial cash outlays which might necessitate the liquidation of performing, income generating assets.

Conventional financial institutions, banks, and brokerages, have traditionally lacked the ability to aggressively underwrite super jumbo mortgages, as they lack the experience and expertise required to successfully execute these transactions to multi-million dollar loan amounts. This failing is due in part to the very low volume of super jumbo mortgage business any individual bank or brokerage transacts in a given year, and is compounded by the fact that they remain focused on their core mortgage businesses, which target a more easily documented wage earning client base. They simply don''t possess the tools and personnel to properly analyze and manage the risks involved with super jumbo mortgages, and have for the most part chosen to respond with very conservative mortgage offerings for their high net worth clientele, characterized by low loan to value ratios, large down payment requirements, and rigid income documentation standards.

Introduction to Optimum Mortgage Finders' Super Jumbo Loan Program

Amazed by the lack of knowledge about super jumbo mortgage finance exhibited by even the most seasoned conventional lenders in their personal real estate dealings, we chose to organize the Super Jumbo Team. Drawn from across the investment banking, hedge fund and real estate industries, we designed a Super Jumbo Team from the ground up to meet and exceed the super jumbo mortgage needs of high net worth individuals by doing deals that "make sense" instead of remaining in the shelters of conventional jumbo mortgage underwriting.
The unit has grown from a referral-only boutique offering serving the principals'' nearest and dearest into a robust, full service practice handling the real estate financing affairs of the public, including some of the nation''s most notable families, with complete discretion and a breadth of super jumbo financing options into the multi-million dollar range. Through its Alliance Program, numerous family offices, financial advisors, builder/developers and real estate agents from across the US have made our Super Jumbo Team the "go to" super jumbo provider for a broad array of clients ranging from business owners to athletes, entertainers, industrialists & persons of multi-generational wealth.

Compare our Super Jumbo Mortgage to Traditional Lenders

States we serve in: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.